Marc Demetriou speaks at Livingston High School – American Enterprise Day 2017

Livingston, NJ –On Wednesday, November 15, 2017, Marc Demetriou, along with many other local successful business leaders were asked to participate in Livingston High School’s celebration of American Enterprise Day. Marc spoke to the school’s chapter of Future Business Leaders of America (FBLA) and students on what it takes to be truly successful and to lead their best life. He spoke about his 25 years of entrepreneurial endeavors highlighting the last 12 spent as one of America’s top mortgage originators and referencing material from his book “LESSONS FROM MY GRANDFATHER; Wisdom for Success in Business and Life” due out January 16, 2018.

About American Enterprise Day
President Jimmy Carter made a Presidential Proclamation on August 8, 1980 directing that American Enterprise Day be observed on November 15. The Chevron Corporation provided a grant to fund a program called “Getting Involved” in the 1980s to expose young people to capitalism through Future Business Leaders of America.

About FBLA
Future Business Leaders of America is a non-profit association that helps prepare students for careers in business. Young people from middle school up to the post-secondary level are able to join this organization, which now has thousands of members and advisers recognizing the special day with assemblies, festivals and projects like this one.
About Lessons From My Grandfather; Wisdom for Success in Business and Life
Marc’s book will be published January 16, 2018 by Highpoint Life Books, and is titled “Lessons from My Grandfather; Wisdom for Success in Business and Life”. It offers an inspirational and actionable roadmap for building both business and personal success, based on key principles articulated by my grandfather, Charlie. He immigrated to this country with nothing but his courage, wit, a strong work ethic and the desire to succeed, and he achieved great personal and professional success. This book focuses on helping readers build recognition, clarity and vision with regard to who they are, recognizing their unique talents, and the lifelong principles that will allow them to use their unique qualities to achieve the success they deserve in life and business.

Loan Officer Gives His Experience with Divorce and Mortgages, Lands Spot on Huffington Post Top Originator Featured in “It’s Harder to Divorce the House Than the Spouse” Article

Marc Demetriou of Residential Home Funding Corp. (RHFC) was recently featured in an article written by Ashley Tate Cooper on The Huffington Post’s website. The article, titled “It’s Harder to Divorce the House Than the Spouse!” covered a vital topic – the marital residence and who retains ownership after the divorce.

As per Ashley’s experience as a Family Law Partner at Weinberg & Cooper, LLC, in many divorces the marital residence is the single biggest asset, and often the one that causes the most friction between litigants. She met with Marc Demetriou, CLU, ChFC, Branch Manager and Mortgage Consultant at RHFC in Bloomingdale, New Jersey, in order to gain insight on his expertise in the mortgage industry. He explained, “After a divorce, there could be challenges applying for a mortgage. Most importantly is the number of months that most banks will require alimony to be received before they will count it towards total income. Most banks require 6 months of receipt but at times it is possible to get a mortgage approved with only 3 months of receipt and on a case by case basis less than 3 months of receipt.”

The article continued to give valuable insight on the multiple factors that come into play when deciding on what to do with the home during the divorce process, and answers important questions dealing with appraisal value, income, and other vital topics that may come up during negotiations.

The Huffington Post’s website receives an impressive amount of online traffic, with about 170 million site visits so far.

You can find and connect with Marc on LinkedIn, Facebook business page (@TheMortgageExperts), Twitter (@marcdemetriou1), Instagram page (@marcdemetriou), You Tube channel and Google+ page (search Marc Demetriou to connect with him).

The article is live and can be read here:

http://www.huffingtonpost.com/entry/596d07bfe4b07f87578e6b01

About Marc Demetriou
Marc has become one of the most trusted mortgage bankers in New Jersey, especially among the accounting and legal community where he is called upon frequently as an expert panelist and speaker. He is licensed as a continuing education instructor by the NJ State Board of Accountancy, Certified Financial Planners Board, the National Academy of Certified Care Managers and the NJ State Board of Banking and Insurance, Real Estate Commission to offer credits to accountants, financial advisors, managed care workers and real estate professionals to fulfill annual licensing requirements. Marc successfully services his clients in traditional and reverse mortgages. Marc has been the top producer and a member of the President’s Club at Residential Home Funding Corp. from 2006-2016 and is a licensed mortgage banker/broker in NJ, NY, CT, PA and FL. He can be reached at (973) 492-0117 Ext 22 or mdemetriou@rhfunding.com.

Marc Demetriou named a “Hot 100” Mortgage Professional

Bloomingdale, NJ – For another year, Marc Demetriou has been named to Mortgage Professional America Magazine’s “Hot 100” list for standing out and being a leader in the industry. Marc had been nominated and named to the list in 2014 and 2016 by the publication as well.

The list is comprised of 100 top mortgage professionals who have been nominated in a confidential survey taken by clients, employees and referral partners, who responded to questions about the person’s leadership, changes they have made in the industry and community relations practices.

Marc is spotlighted on page 5 in the February 2017 online edition of MPA – http://www.mpamag.com/contents/e-magazine.aspx?id=59024

“It is an honor to have been selected for the ‘Hot 100’ again,” Marc said. “To be part of such an elite group is extremely gratifying.”

About Marc Demetriou

Marc has become one of the most trusted mortgage bankers in New Jersey, especially among the accounting and legal community where he is called upon frequently as an expert panelist and speaker. He is licensed as a continuing education instructor by the NJ State Board of Accountancy, Certified Financial Planners Board and the NJ State Board of Banking and Insurance, Real Estate Commission to offer credits to accountants, financial advisors and real estate professionals to fulfill annual licensing requirements. Marc successfully services his clients in traditional and reverse mortgages. One of the top producers and a member of the President’s Club at Residential Home Funding Corp. from 2006-2016, Marc is a licensed mortgage banker/broker in NJ, NY, CT, PA and FL. He can be reached at (973) 492-0117 Ext 22 or mdemetriou@rhfunding.com.

Marc Demetriou speaks at Livingston High School – American Enterprise Day

News Release

11/15/2016

Livingston, NJ – As part of Livingston High School’s Future Business Leaders of America (FBLA) chapter, Marc Demetriou along with many other local successful business leaders were asked to participate in the school’s celebration of American Enterprise Day by speaking at the school on Tuesday, November 15, 2016. Marc spoke to about 125 FBLA members and student about becoming successful by pursuing his entrepreneurial spirit in his career spanning more than 25 years, the last 11 of which have been running his own branch of Residential Home Funding in Bloomingdale, NJ.

“This was a great event, I enjoyed speaking and feel honored to be part of the day,” Marc said.

About American Enterprise Day

President Jimmy Carter made a Presidential Proclamation on August 8, 1980 directing that American Enterprise Day be observed on November 15. The Chevron Corporation provided a grant to fund a program called “Getting Involved” in the 1980s to expose young people to capitalism through Future Business Leaders of America.

About FBLA

Future Business Leaders of America is a non-profit association that helps prepare students for careers in business. Young people from middle school up to the post-secondary level are able to join this organization, which now has thousands of members and advisers recognizing the special day with assemblies, festivals and projects like this one.

About Marc Demetriou

Marc has become one of the most trusted mortgage bankers in New Jersey, especially among the accounting and legal community where he is called upon frequently as an expert panelist and speaker. He is licensed as a continuing education instructor by the NJ State Board of Accountancy to offer credits to accountants and CPAs to fulfill annual licensing requirements. Marc successfully services his clients in traditional and reverse mortgages. One of the top producers and a member of the President’s Club at Residential Home Funding Corp. from 2006-2015, Marc is a licensed mortgage banker/broker in NJ, NY, CT, PA and FL. Marc can be reached at (973) 492-0117 Ext 22 or mdemetriou@rhfunding.com.

RHF Foundation Golf Outing and Dinner 2016

News Release

10/6/2016

On October 5, 2016, Marc Demetriou attended RHF Foundation’s Annual Golf Outing and Dinner, with proceeds going to St. Joseph’s Hospital in Wayne, NJ, and to benefit treatments for three local children with cancer. “It was a wonderful evening for a great cause,” said Demetriou, one of Residential Home Funding’s (RHF) top producers and president’s club member.

Demetriou, manager of the Bloomingdale Branch of RHF, was among more than 180 guests and sponsors at the dinner held at Ballyowen Golf Club in Hamburg, NJ. The daytime golf outing at the same location was filled with more than 140 golfers, and even more sponsors and attendees.

President at RHF, Tom Marinaro said in a company-wide e-mail, “We raised more money (this year) and had more participation than we ever had.”

About RHF Foundation

The Mission of the RHF Foundation is to “Provide Funding to Help Children with Acute Medical Conditions.” The RHF Foundation is committed to enhancing the healing environment for children with acute medical issues. Our goal is to fund programs that make hospital stays less frightening and more enriching for a child.

Marc Demetriou Sponsors The 5th Annual “4 Miler at Garret Mountain”

News Release
9/28/2016

On Saturday, September 10, 2016 Marc Demetriou was among the sponsors of the 5th Annual 4 Miler at Garret Mountain event.

All the funds raised went to the Child Life Department at St. Joseph’s Children’s Hospital. The Child Life Department is a crucial resource to pediatric patients to help decrease the stress and anxiety of pediatric patients and their families caused by illness and hospitalization. The local accounting firm of Sax LLP (formerly SaxBST) has raised more than $230,000 to date from this event from business sponsorship and donations from individuals all over the tri-state area.

For more information about the event, visit www.saxllp.com.

Marc Demetriou is no salesman

If you were going to sum up Marc Demetriou’s career, it would be “Number 1 with a bullet.”

Having become the top producer within a year of joining Residential Home Funding (RHF) in 2005, he has not only never looked back, he has also never taken success for granted and has continually focused on improvement.

Heco-hosts a national podcast program, “The Real Estate and Money Show”, has a book coming out later this year and is regularly featured or quoted by such media powerhouses as Reuters and The New York Times as well as having been recently featured in MPA’s Hot 100. He also speaks regularly and was recently the keynote speaker at the Mastermind Summit. Listed annually on virtually every top producer list, he said he is blessed to be good at what he does.

Last year he closed about $60 million in mortgages while running the Bloomingdale, NJ branch of RHF.

Other than hard work, diligent organization, efficient work habits, attention to operations and marketing, he says the key to success in the mortgage business is understanding that it is not a sales job.

“Buying a house and taking out a mortgage are among the most important financial decisions most people ever make,” he said. “No one wants to be sold. My job is to educate clients and serve as a consultant to make sure they get the mortgage that is right for them. It humbles me to be part of that.”

And key to that is knowing the market, understanding in the trends and using that information to help clients make good decisions.

He said 2014 was his worst year in the business and that 2015 started out “unbelievably explosive” but that business slowed down toward the end of the year. He doesn’t expect 2016 to be as good as 2015, explaining that a lot of the pent-up demand for refinancing has slowed down as 86% of residential mortgages today are at or below 4.25%, indicating that most of the demand for refinancing has been satisfied.

He said he doesn’t see interest rates moving beyond the 4s or maybe low 5s anytime in the near future.

Today, he sees a somewhat slower market as many millennials are saddled with student debt and not in any hurry to buy a house. He predicts that in a few years, more young people will start families and begin to start driving demand for housing. That, combined with low inventory in the price ranges popular with first-time buyers will lead to a slight cooling in the market, he thinks.

Then there is the baby boom generation, and he said it is unclear at this point how many of them will sell, freeing up inventory in larger suburban properties for the next generation of buyers. “Will they move to Florida? Will they take out reverse mortgages and stay put? We don’t know.”

Marc Demetriou was a Key Note Speaker at The Mastermind Summit

News Release
11/3/2015

On November 3rd 2015, Marc Demetriou was a Key Note Speaker at The Mastermind Summit, the #1 real estate and mortgage event in America which took place at the Borgata in Atlantic City, NJ from Nov 2 – Nov 5. Marc spoke in front of a room of 1200 realtors and shared some information on his training course, “How to Build an Incredibly Successful Referral Based Business.” Other Keynote speakers that were in attendance to speak along with Marc were motivational speaker, Tony Robbins, Barbara Corcoran from Shark Tank and many others. Additionally, on November 5th Marc was on a Top Producer Panel in front of 1200 mortgage originators and discussed his marketing and business development ideas and strategies.

To view more information about the event visit: mastermindsummit.com

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